noveldepot Chapter 84 The Last Bullet [4 Updates, Requesting Monthly Tickets]
Chapter 84 The Last Bullet [4 Updates, Requesting Monthly Tickets]
Chapter 84 The Last Bullet [Fourth Update, Requesting Monthly Tickets]
After the Mitsubishi Bank briefing, Miyazawa Hara left the Osaka branch with a livid face.
In the corridor, none of the old directors of the Miyazawa Group said a word to him.
This is more embarrassing than being reprimanded to your face.
Because silence itself implies that the attitude has already begun to shift.
Keiko Miyazawa was escorted by Masakazu Yamada and Yuri Chihaya to a small conference room to prepare for the subsequent internal response.
The branch manager of Matsumoto accompanied Department Manager Kouda back to the fifth floor to continue the meeting, and the people from the financing department and the debt management section were also called away one after another.
For a moment, the financing review class on the third floor fell silent.
Kiryu Yaya sat back down at his workstation, but fell into deep thought.
At this moment.
Only one word echoed in his mind:
Zong family guarantee.
Whom could Miyazawa Haruno vouch for the main branch of the family?
Kiryu Yaya suddenly thought of something, picked up another piece of white paper, and began to list names on it.
Sumitomo Bank.
Daiwa Securities.
Private finance.
Asset acquisition company.
He wrote down all the names one by one, and then stopped.
Next comes the process of elimination.
First of all, it's impossible for Sumitomo Bank.
If the main family's shares were truly held by Sumitomo, then Sumitomo wouldn't be in such a hurry to push forward the Rokko extension.
Because holding the main family's shares is equivalent to holding the upper control of the entire Miyazawa Group.
What they should really do is force the Miyazawa Group to acknowledge the debts, provide additional guarantees, and restore its control chain.
However, Sumitomo Bank's previous stance seemed more like the main lender of the project trying to salvage its own bad debts.
If it's not Sumitomo Bank, then who could it be?
Kiryu Yaya's pen paused briefly over the four characters "Daiwa Securities".
In theory, it is indeed possible that the financing company is part of the Daiwa Securities Group.
They dared to take on high-risk bridge loans, and they dared to use stocks as collateral. They could even handle 28% of unlisted shares like those held by Takao Shiraishi through a financing company structure.
The problem is that Zongjia Shares are not ordinary shares.
That is the core shareholding in an unlisted family-controlled entity.
Extremely poor liquidity.
The threshold for handling such cases is very high.
Moreover, once exposed, the political and social consequences are very serious.
Ordinary securities firms might dare to take on this kind of thing, but they might not actually be willing to actually do it.
Unless the person who takes over wasn't after the "shares" themselves from the beginning.
Thinking of this, Kiryu Yaya's pen suddenly stopped.
A face appeared in his mind.
Dark gray suit.
Glossy and neat hair.
Always wear the perfect business smile.
Kansai Urban Development Co., Ltd.
Shuichi Kuroda.
Kiryu Yaya's pupils suddenly contracted.
It was him!
He finally understood what the sentence "Everything was already prepared on Miyazawahara's side" meant, which he had seen through Kuroda Shuichi's mind in the reception room that day.
From the very beginning, Kuroda Shuichi had already secured the main family shares of Miyazawahara as collateral.
No wonder he was so confident and fearless.
Thinking of this, Kiryu chuckled and slowly walked to the landline.
Press the number.
It's time to take down the last bullet aimed at Miyazawahara.
A few seconds later, the call was connected.
"Feed?"
On the other end of the microphone came Shuichi Kuroda's voice, tinged with amusement.
"President Kuroda, it is I, Kiryu."
There was a half-second silence on the other end of the phone.
Then, Kuroda Shuichi laughed.
"Kiryu-kun? Calling me at this hour, looks like today's briefing was quite a good one."
"It went fairly smoothly."
Kiryu Yaya's voice was very flat.
"The Rokko Golf project has basically been declared a dead end by Mitsubishi Bank. Sumitomo Bank also dares not continue to push for an extension."
"I see."
Kuroda Shuichi's tone became more cheerful.
"Miyazawa Hara must be feeling terrible, right?"
"It's definitely going to be uncomfortable."
Kiryu Yaya paused, as if casually getting to the point.
"But I'm more curious about something else."
"Oh?"
"The reason why Miyazawahara has come to this point but is not yet at the end of his rope is simply because he still holds one last card."
There was a two-second silence on the other end of the phone.
"Kiryu-kun, just say what you want to say."
I want to ask a question about "6"
Kiryu Yaya leaned back in his chair, his tone indifferent.
"Is the main family's shareholding guarantee in Miyazawahara currently in President Kuroda's hands?"
After those words were spoken, there was complete silence on the phone.
For a full three seconds, there was no sound.
Then, Shuichi Kuroda suddenly burst out laughing.
"Ha ha----"
That laughter wasn't perfunctory; it came from genuine interest.
After laughing for a while, Kuroda Shuichi slowly spoke: "Kiryu-kun, I'm really starting to admire you more and more now."
"tell me""
"How did you guess that Miyazawa Hara used the main family's shares as collateral for me?"
Kiryu Yaya also smiled.
"intuition."
"intuition?"
"right."
Kiryu Yaya's voice was neither hurried nor slow.
A click of the tongue came from the other end of the phone.
"That's terrifying."
"Kiryu-kun, your intuition is more terrifying than the experience of many veteran bankers."
At this point, Shuichi Kuroda no longer tried to hide anything.
"You guessed right."
"The guarantee from Zongjia Shares is indeed with me."
Kiryu Yaya's eyes darkened slightly.
It's finally confirmed.
On the other end of the phone, Kuroda Shuichi continued, "Miyazawa Hara always likes to have a backup plan. When Rokko was about to collapse, he contacted me several times, hoping I could help him stall the situation."
"I am certainly not a philanthropist."
"Therefore, he used the Zong family's shares as collateral."
"What, Kiryu-kun, are you interested in this?"
Kiryu Yaya didn't beat around the bush.
"have."
"I want that guarantee certificate."
On the other end of the phone, Kuroda Shuichi's smile faded slightly.
"Proof of guarantee?"
"right."
"What's it for?"
"Completely defeat Miyazawahara."
Kiryu Yaya spoke calmly.
"The stripping of Rokkaku was only enough to cause him to bleed out, but if those old directors of the Miyazawa Group found out—"
'
"Not only did Miyazawa Hara drag down the group and sideline Miyazawa Keiko, but he also secretly used the main family's shares as collateral behind everyone's back."
"That would be very interesting."
Silence fell again on the other end of the phone.
Shuichi Kuroda was clearly thinking.
After a moment, he finally asked the most crucial question: "What benefit would I get from giving you this certificate?"
Kiryu Yaya barely paused.
"In this situation, Miyazawa Hara is already a pawn. Rather than holding onto the main family's guarantee, it's better to expose him to the Miyazawa Group now."
"Once Miyazawa Hara falls, the first thing Miyazawa Keiko and the board of directors will do after taking over is to regain control of the main family. At that time, they will have to come to you to negotiate."
"At that time, whether you were trying to win the top six or lower the price, it was more practical than covering up Miyazawahara's misdeeds."
"7
There was no response on the other end of the phone.
A few seconds passed.
Shuichi Kuroda finally chuckled softly.
"————Well said."
"Kiryu-kun, no wonder I've always wanted to recruit you."
"Your mouth is just as valuable as your brain."
He paused for a moment, as if he had finally made a decision.
"it is good."
"I'll give you that certificate of guarantee for the family's shares."
"Someone will bring you a copy in a moment."
Kiryu Yaya smiled slightly.
"President Kuroda, it's a pleasure doing business with you."
"It's a pleasure working with you."
The phone hangs up.
Kiryu Yaya slowly put down the receiver, his eyes even colder than before.
Half an hour later.
In the corridor outside the financing review class, a series of unhurried footsteps could be heard.
A middle-aged man in a dark gray suit appeared at the door, holding a thin kraft paper tube in his hand.
"Excuse me, which one of you is Mr. Kiryu Yaya?"
Several people in the office looked up.
Kiryu Yaya had already stood up and walked over.
"I am."
The other party didn't say anything, but simply handed over the sealed container with both hands and bowed slightly.
"I've been entrusted with this task, so I'm handing it over to you."
After saying that, he turned and left.
Kiryu Yaya glanced down at the seal.
No signature.
But he knew who had sent it.
He returned to his workstation and opened the sealed tube.
Inside was a stack of photocopies.
The first page is a copy of the "Co-operated Guarantee Certificate".
Guarantor: Miyazawa Hara.
The collateral is a portion of the shares held by the Miyazawa clan.
Creditor: Kansai Urban Development Co., Ltd.
Kiryu Yaya let out a soft sigh of relief, his gaze gradually darkening.
Now, the last piece of the puzzle is complete.
Kiryu Yaya glanced at the clock on the wall.
Eleven forty-seven.
Just right.
He picked up the internal phone and dialed the number for the small conference room.
A few seconds later, the call was connected.
"Feed?"
It's Chihaya Yuri's voice.
"Chihaya, it's me."
There was a pause on the other end of the phone.
"What's wrong, Kiryu-kun?"
Kiryu Yaya's tone was very calm.
"I'd like to borrow Ms. Miyazawa's time for a bit at noon. There's something I need her to see in person."
There was a moment of silence on the other end of the phone.
"----I see."
She paused for a moment, her tone indifferent.
"Since Kiryu-kun made this call specifically, it must be something important."
Kiryu Yaya tilted his head.
Why does this sentence sound a bit off?
Before he could think it through, the call was disconnected.
Kiryu Yaya placed the copy into the innermost layer of his briefcase and gently closed the clasp.
Then, he sat back down and quietly waited for lunch break.